Development of damage curves for buildings near La Rochelle during storm Xynthia based on insurance claims and hydrodynamic simulations

The Delft3D hydrodynamic and wave model is used to hindcast the storm surge and waves that impacted La Rochelle, France, and the surrounding area (Aytré, Châtelaillon-Plage, Yves, Fouras, and Île de Ré) during storm Xynthia. These models are validated against tide and wave measurements. The models then estimate the footprint of flow depth, speed, unit discharge, flow momentum flux, significant wave height, wave energy flux, total water depth (flow depth plus wave height), and total (flow plus wave) force at the locations of damaged buildings for which insurance claims data are available. Correlation of the hydrodynamic and wave results with the claims data generates building damage functions. These damage functions are shown to be sensitive to the topography data used in the simulation, as well as the hydrodynamic or wave forcing parameter chosen for the correlation. The most robust damage functions result from highly accurate topographic data and are correlated with water depth or total (flow plus wave) force.